This study undertakes a comprehensive examination of the World Bank’s intervention in housing delivery in Nigeria, adopting a qualitative case study approach to investigate the efficacy of the initiatives. The study delves into impact of World Bank –funded housing projects on three pivotal areas: access to affordable housing, housing finance and housing policy, the findings of this study reveal that the World Bank’s interventions have yielded positive outcomes in Nigeria housing sector. Notably; these initiatives have enhanced access to finance thereby increasing the availability of affordable housing units. Furthermore, the study observes that the world Banks’ intervention have contributed to the strengthening of housing policies in Nigeria. However, the study also identifies several challenges that hinder the effectiveness of world bank’s intervention in Nigeria housing delivery. These challenges include: inadequate funding, sluggish implementation and overwhelming demand for affordable housing units. To address these challenges, the study proposes several recommendations. Firstly, it advocates for increased funding to support the World Bank housing initiatives in Nigeria. Secondly it emphasizes the need for improved implementation strategies to ensure the timely and effective delivery of housing projects. Finally, the research suggests strengthening housing market institutions is crucial to enhancing the efficiency of the World Bank’s intervention in Nigeria housing delivery.

Keywords: Affordable Housing, Housing delivery, Housing policy, Nigeria, World Bank,

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